Talk to a payments expert 1-855-787-1009.
Fraud protection and dispute automation
Billions of data points.
Smart risk management.
Conduct in-depth fraud analysis and help shield your business from evolving threats with our adaptive fraud management solutions.
Improve risk decisions with our robust data set
Leverage PayPal’s expertise and scale
Fight fraud with smart technology that’s informed by our $1.53 trillion in total annual payment volume1 and 20+ years of industry expertise.
No new integration required
Easily enable an adaptive fraud solution that works seamlessly with your existing integration.
Solve risk issues holistically
Capture more revenue with a balanced strategy—across the entire transaction lifecycle—that catches fraud and recognizes legitimate purchases.
Adapt our solution to your business
Fine tune our tools to your specific business needs and risk strategy—without worrying about major costs or increasing complexity.
Choose how to manage risk
Let us manage your risk with Chargeback Protection, or take complete control with Fraud Protection Advanced.
Customize your risk management
Give your team more insights and control with Fraud Protection Advanced. Our intelligence, combined with advanced machine learning and analytics, helps protect your business from ever-evolving threats.
Get a complete picture of the transaction lifecycle to optimize fraud and approval rates
Tailor our capabilities to fit your business needs and risk tolerance
Access advanced reports and define custom filters, fields, and lists
Consult with our expert internal data science team to get assistance with questions and analysis
Leverage our rich intelligence
Our machine learning technology assigns a risk score to every transaction to help you proactively manage risk.
Build custom fields and filters
Use custom filters based on 500+ pre-calculated features. Create number, string, and date fields to sort transactions. Add custom fields to enhance risk decisions with your own data.
Define lists and automate sorts
Maintain lists based on email, address, card number, and more. Use your list criteria in filters and we’ll approve, decline, and flag transactions for review based on your preset filters.
Test and learn
Try out filter changes using A/B testing or simulate them historical transaction data to understand the impact on your business.
Let us manage fraud for you
Enjoy peace of mind with our end-to-end fraud management service, Chargeback Protection. Help reduce your risk of loss from fraudulent credit or debit card transactions.
In real time, we evaluate whether to approve or decline each transaction
If an approved transaction turns out to be fraudulent or results in an item-not-received dispute, we'll waive the PayPal chargeback fee and won’t debit the disputed amount on eligible transactions²
Tap into our risk expertise
Chargeback Protection is built into PayPal Enterprise Payments, so no new integration is needed for us to power up risk management for your credit and debit card transactions.
Optimize your auth rate
Rich data from our 25+ billion annual transactions3 enables real-time transaction fraud analysis and order decisioning.
Avoid false declines
The breadth and quality of our data, and our visibility across the payments transaction cycle, helps prevent losses due to declines of legitimate purchases.
Predictable fees
You’ll be charged a monthly fee that’s based on your transaction volume in addition to normal merchant transaction fees.
Fight fraud and recover lost revenue
Use Dispute Automation, our fully-automated solution, to save time and effort when disputing chargebacks.
Use customizable response templates to provide evidence, such as proof of services provided and payment history
Scale chargeback dispute resolution with streamlined automation
Fight up to 100% of your chargebacks
Access real-time dashboards
Set rules for manual review of high-value transactions
Turn our rich data into actionable insights
We combine data from processing billions of global payments annually, device fingerprints, historical snapshots, and more to create risk models that evolve in real time.
Explore articles, case studies, and more
More about operations and risk management
Let’s work together to
drive results
We’re here to help your business grow, compete, and thrive in today’s digital commerce landscape.