Shopping & Rewards

Q: Where can I shop using PayPal?

PayPal is widely accepted by tens of millions of merchants around the world, including both online and offline retail. The PayPal Cashback Mastercard® and the PayPal Debit Mastercard® can be used everywhere Mastercard is accepted. Even sites where PayPal checkout isn't available.

Q: What are the different ways to pay with PayPal?

PayPal supports a variety of payment methods. You can choose to pay with your Visa, Mastercard (including the PayPal Cashback Mastercard®), Discover, American Express or bank account. If you have a PayPal Balance account, you can opt to pay with your PayPal balance directly. Or you can pay with your PayPal balance using the PayPal Debit Mastercard®. You can also divide your payments with PayPal Pay Later options.

Q: Is PayPal a secure payment method?

With PayPal, your transactions are encrypted to help keep your account secure. Plus, when you send a payment, we don’t share your full financial information.

Q: Where can I track my purchases?

You can track your packages within the PayPal app. This service is accessible regardless of whether you have used PayPal for the transaction.

Q: What kind of rewards can I get when I pay with PayPal?

Earn rewards on eligible purchases from your favorite brands. When you use an offer, you'll earn points. Redeem those points for cash back and other options in the app.

Earn as you shop

Pay how you want, and pay where you want. And earn cash back while you’re at it. With PayPal, there’s a plus side to your purchases.

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Smart credit options

Ready when you are

Buy now, pay later

Flexible payments

Rewards and cash back

Learn how to earn

Why pay with PayPal?

Fast, easy checkout

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Your fave ways to pay

PayPal balance? Yep. Bank account? Of course. Credit and debit card? Absolutely. Use them to check out in seconds.

Add Cards and Banks

Your 5% cash back card

Fuel, apparel, groceries, and more. Pick your category each month. Then earn 5% cash back on up to $1,000 spent in it per month.¹ Meet the PayPal Debit Card.²

Learn About the Debit Card

Up to 3% cash back

The PayPal Cashback Mastercard® delivers 3% cash back on PayPal purchases.³ And 1.5% back on everything else. No annual fee⁴ or limits on cash back. And no impact to your credit score if you’re declined.⁵

Learn About the Credit Card

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smarter

Load up on cash back from top brands

Discover 1%, 2%, 5% cash back offers⁶ in the PayPal app. We'll apply them at checkout and let you know when they’re ready to be redeemed.

Check Out the Offers

Pay over time with no late fees

Give yourself more flexibility. Break up your payments over weeks or months with Pay Later options like Pay in 4.⁷ Or opt for one of our other credit options.

Learn About Pay Later Explore Credit Options