Operations

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Online business owner reviewing transaction analytics dashboard

Small BusinessOperations

Auth rate increases with merchants using a fraud protection solution. Will issuers trust a merchant more if fraudulent transactions are stopped upstream?

A common objective in fraud prevention is not just to reduce losses and chargebacks for the merchant, but also to improve the overall authorization (approval) rate from card issuers. The focus here is whether, by proactively blocking or reducing fraud before transactions reach the card issuer, the issuer’s systems will recognize this improvement and respond with higher future approval rates for that merchant.

AuthorPayPal Editorial Staff

Hand holding a PayPal Cashback Mastercard over a restaurant table with a bill on a clipboard.

EnterpriseOperations

Visa's Commercial Enhanced Data Program

Visa’s Commercial Enhanced Data Program (CEDP) launched in April 2025 to review Level 3 data being sent by merchants to ensure data quality. CEDP aims to improve data quality for commercial card transactions, providing merchants with opportunities for lower interchange rates.

AuthorJB Meacham and Michael Higgins

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Small BusinessOperations

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EnterpriseOperations

4 ways PayPal fraud protection advanced gives your business a competitive edge against fraud

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Small BusinessOperations

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AuthorPayPal Editorial Staff

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Small BusinessOperations

Fraud detection data analytics: A guide to leveraging data for fraud management

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Small BusinessOperations

What business startup costs should you plan for: Key examples and financing options

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EnterpriseOperations

AuthorPayPal Editorial Staff

Nov 12, 2025Article4 mins read

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