How to set up Tap to Pay on Android for contactless payments

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When customers are ready to make a purchase, you should be able to accept their in-person, contactless payment fast.

Whether you’re selling products in-store or on the go, you need the right tools to make the sale from almost anywhere to help expand your customer base and keep growing your business.

Enter: Tap to Pay on Android.

The Tap to Pay app is a game-changing feature that business owners can use to accept in-person, contactless payments from their phone.

With Tap to Pay on Android, you can turn your smartphone into a card reader and accept digital wallets, like Google Pay® and others.

After all, today’s shoppers expect fast and frictionless experiences. According to Juniper Research, mobile and wearable contactless payments are expected to increase 221% by 2027.1 As Visa reported, 41% of consumers plan to switch to digital-only payments within the next two years.2

That's where Tap to Pay on Android can help. This new and easy payment acceptance solution is now available in the Point of Sale app for UK merchants. Meaning, you can get started in just a few steps, with no additional hardware required.

Learn about how to use Tap to Pay on Android and start accepting contactless, in-person payments almost anywhere you do business.

What is Tap to Pay on Android?

Tap to Pay is a helpful feature that allows you to take in-person, contactless payments directly with your device.

Don’t want to set up any new equipment or payment terminals?

No worries.

All you need to pay by phone is your phone itself and the Point of Sale app.

With Tap to Pay on Android, you can accept any form of contactless payment, including contactless debit and credit cards from Visa, Mastercard and American Express, as well as smart devices with digital wallets.

How can Tap to Pay on Android help your business?

Whether you run a popular neighbourhood restaurant, sell handmade jewellery at the local maker’s market or train fitness customers in their homes, Tap to Pay can help take your selling process to the next level.

With Tap to Pay at your fingertips, you may reap these benefits as you expand your business:

  • Smooth sales by offering more ways to pay.
  • Build customer trust with a safe, reliable and convenient payment method.
  • Quickly and easily accept money to help your business grow.

What businesses can use Tap to Pay on Android?

From pop-up boutiques to bustling food stalls and local fitness classes, businesses of various sizes that deal directly with customers can benefit from implementing contactless payments.

Imagine a florist using their phone to accept contactless payments at a weekend craft fayre, or a personal trainer confirming and charging for sessions on the spot without having to reach for any extra hardware.

Even established businesses with existing POS systems can add mobile acceptance as a versatile solution that’s ideal during busy periods or when hosting events off-site.

Tap to Pay on Android adds easy and immediate flexibility, letting businesses meet customers exactly where they are.

Can you offer Tap to Pay and how does it work?

Businesses used to rely on complex hardware and physical card terminals to accept payments.

With Tap to Pay, your device becomes a card reader – so you can make the sale from almost anywhere, in an instant.

How does it work?

With Tap to Pay on, customers can pay with their contactless card or smart device by tapping it on your device. It uses the same Near Field Communication (NFC) technology used to make payments, it just receives them instead.

Tap to Pay can also complement your existing payment solutions.

If you're already using a point-of-sale (POS) service to accept in-store payments, for instance, pair it with Tap to Pay. This makes in-person, contactless payments even easier to accept, effectively turning any smartphone into a payment register.

How to set up and use Tap to Pay for your business

Tap to Pay is simple to set up and use.

Just follow these quick and easy steps to start accepting contactless payments on your phone right away:

  • Download the Tap to Pay app on your Android device and sign up.
  • Enable Tap to Pay via settings or by selecting Tap to Pay as the payment method when accepting your first contactless payment.
  • Invite the customer to tap their contactless card or smart device on the back of your phone.
  • Once the ‘Approved’ screen is shown, the transaction is complete.
  • The money will be collected and paid into your PayPal balance directly.

How to ensure contactless payments are safe and secure

Tapping to pay using your phone can feel a little intimidating for customers who are not used to the technology. It is, after all, so quick and easy that it almost feels like magic.

Cutting through this and ensuring your customers feel confident when tapping to pay is vital and can be simple if you follow a few best security practices:

  • Train your team on contactless procedures: Make sure staff members know to position the phone correctly, observe the transaction until ‘Approved’ appears, and never leave the device unattended during a payment.
  • Use a trusted payment provider: Tap to Pay runs on the PayPal POS platform, with end-to-end encryption, PCI compliance and multi-layer fraud detection.
  • Secure your device: Always keep your POS software updated. Android security updates often include key patches, so set your device to update automatically and consider simple PIN or biometric locks to prevent unauthorised access.
  • Verify transactions regularly: Use the app to routinely review transaction history and flag any unusual behaviour, such as repeated declined payments or atypical credit card usage.
  • Double-check QR codes and receipts: If your business uses QR codes for payment, ensure they’re genuine and generated within the app. Third-party or printed codes could be tampered with, so try to keep it all in-house and secure. Don’t allow them to be used on public or unsecured Wi-Fi networks.

Following these steps keeps your customer and business data secure, reduces fraud risk, and helps you maintain a trusted, professional environment from the first tap to the final confirmation.

As any small business owner may know, growing a business can be tough. But accepting payments should be easy – especially as you look to acquire new customers and deliver smooth shopping experiences.

Once you’ve set up Tap to Pay on Android, you can start accepting in-person payments almost anywhere you do business. So, whether shoppers want to pay with contactless cards or mobile wallets, you'll be ready to make the sale.

Download the Tap to Pay app on Android to get started and learn more about accepting payments with PayPal.

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