PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

Last Updated: 16, July 2025

You can find details about changes to our rates and fees and when they will apply on our

Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic

A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International

A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table. If any fees are displayed on our fee pages in currencies other than Brazilian Reais, they will be charged in the equivalent amount in Brazilian Reais.

Market Code Table

We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

Brazil (BR)

Commercial Transaction Rates

When you buy or sell goods or services, make any other commercial type of transaction or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”. For more information please see the fees for selling and receiving payments in our User Agreement.

Standard rate for receiving domestic transactions

Fee Table: Standard rate for receiving domestic transactions
Transaction Type Rate
Commercial Transactions 4.79% + fixed fee
Standard Credit and Debit Card Payments 4.79% + fixed fee
Pix Receivables Pix Receivables rates apply

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.

Additional percentage-based fee for international commercial transactions

The variable fee shall be increased by the percentage points set out below:

Fee Table: Additional percentage-based fee for international commercial transactions
Transaction Type Rate
Commercial Transactions +1.61%
Standard Debit and Credit Card Payments +1.61%

Fixed fee for commercial transactions (based on currency received)

Fee Table: Fixed fee for commercial transactions (based on currency received)
Currency Fee
Australian dollar 0.30 AUD
Brazilian real 0.60 BRL
Canadian dollar 0.30 CAD
Czech koruna 10.00 CZK
Danish krone 2.60 DKK
Euro 0.35 EUR
Hong Kong dollar 2.35 HKD
Hungarian forint 90.00 HUF
Israeli new shekel 1.20 ILS
Japanese yen 40.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 4.00 MXN
Fee Table: Fixed fee for commercial transactions (based on currency received)
Currency Fee
New Taiwan dollar 10.00 TWD
New Zealand dollar 0.45 NZD
Norwegian krone 2.80 NOK
Philippine peso 15.00 PHP
Polish zloty 1.35 PLN
Russian ruble 10.00 RUB
Singapore dollar 0.50 SGD
Swedish krona 3.25 SEK
Swiss franc 0.55 CHF
Thai baht 11.00 THB
UK pounds sterling 0.20 GBP
US dollar 0.30 USD

Charity Transaction Rates

Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received by you. Any reference to “fixed fee” means the fixed fee for charity transactions.

Receiving domestic charity transactions

Fee Table: Receiving domestic charity transactions
Payment Type Rate
Charity Transactions Commercial transaction rates apply

Receiving international charity transactions

Fee Table: Receiving international charity transactions
Payment Type Rate
Charity Transactions Commercial transaction rates apply

Fixed fee for charity transactions (based on currency received)

Fee Table: Fixed fee for charity transactions (based on currency received)
Currency Fee
Australian dollar 0.30 AUD
Brazilian real 0.60 BRL
Canadian dollar 0.30 CAD
Czech koruna 10.00 CZK
Danish krone 2.60 DKK
Euro 0.35 EUR
Hong Kong dollar 2.35 HKD
Hungarian forint 90.00 HUF
Israeli new shekel 1.20 ILS
Japanese yen 40.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 4.00 MXN
Fee Table: Fixed fee for charity transactions (based on currency received)
Currency Fee
New Taiwan dollar 10.00 TWD
New Zealand dollar 0.45 NZD
Norwegian krone 2.80 NOK
Philippine peso 15.00 PHP
Polish zloty 1.35 PLN
Russian ruble 10.00 RUB
Singapore dollar 0.50 SGD
Swedish krona 3.25 SEK
Swiss franc 0.55 CHF
Thai baht 11.00 THB
UK pounds sterling 0.20 GBP
US dollar 0.30 USD

Installment Payments

Buyers may elect to pay you in two to twelve installments payments. Commercial transaction rates plus the installment processing fee below will apply to these payments.

Receiving installment transactions

Fee Table: Receiving installment transactions
If your customer pays in: Then you pay the additional fee of:
2 monthly Installments 1.92%
3 monthly Installments 3.84%
4 monthly Installments 5.76%
5 monthly Installments 7.68%
6 monthly Installments 9.60%
7 monthly Installments 11.52%
8 monthly Installments 13.44%
9 monthly Installments 15.36%
10 monthly Installments 17.28%
11 monthly Installments 19.20%
12 monthly Installments 21.12%

Pix Receivables

The acceptance of Pix payments for the sale of products or services ("Pix Receivables") is only available to eligible Business Accounts. The associated fees for Pix Receivables are outlined below:

Pix Receivables

Fee Table: Pix Receivables
Payment Type Rate
Pix Receivables (same day D+0) 0.99% of total transaction amount (minimum fee of 0.05 BRL) + a 0.10 BRL fee per settlement
Pix Receivables (next business day D+1) 0.99% of total transaction amount (minimum fee of 0.05 BRL) + zero fee per settlement

Insufficient Balance Refund Fee

If a refund or reversal occurs and your account lacks funds, PayPal may require a top-up, charging 0.10 BRL per event.

PayPal Payouts

PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment.

Sending PayPal Payouts

Fee Table: Sending PayPal Payouts
Transaction Rate
PayPal Payouts 2% of total transaction amount (not to exceed the maximum fee cap below)

BR PayPal Payouts: PayPal Payouts is available to Balance Business Accounts and can only be funded by your PayPal balance in Brazilian Reais. PayPal Payouts are not available for international payments.

Maximum fee cap for PayPal Payouts

Fees Table: Maximum fee cap for PayPal Payouts
Currency Maximum Fee Cap (per recipient)
Brazilian real 2.00 BRL

Micropayments

Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 7.99 BRL. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received by you. Please contact us to apply for the Micropayment rate.

Receiving micropayments

Fee Table: Receiving micropayments
Transaction Rate
Domestic micropayments & micropayments for Digital Goods 9.50% + micropayments fixed fee
International micropayments & micropayments for Digital Goods 10.50% + micropayments fixed fee

Micropayments fixed fee

Based on payment currency:

Fee Table: Micropayments fixed fee
Currency Fee
Australian dollar 0.05 AUD
Brazilian real 0.10 BRL
Canadian dollar 0.05 CAD
Czech koruna 1.67 CZK
Danish krone 0.43 DKK
Euro 0.05 EUR
Hong Kong dollar 0.39 HKD
Hungarian forint 15.00 HUF
Israeli new shekel 0.20 ILS
Japanese yen 7.00 JPY
Malaysian ringgit 0.20 MYR
Mexican peso 0.55 MXN
Fee Table: Micropayments fixed fee
Currency Fee
New Taiwan dollar 2.00 TWD
New Zealand dollar 0.08 NZD
Norwegian krone 0.47 NOK
Philippine peso 2.50 PHP
Polish zloty 0.23 PLN
Russian ruble 2.00 RUB
Singapore dollar 0.08 SGD
Swedish krona 0.54 SEK
Swiss franc 0.09 CHF
Thai baht 1.80 THB
UK pounds sterling 0.05 GBP
US dollar 0.05 USD

Chargeback Fees

For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout (PayPal Plus), we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

The chargeback fee is based on the currency received as follows:

Chargeback fees

Fee Table: Chargeback fees
Currency Fee
Australian dollar 15.00 AUD
Brazilian real 45.00 BRL
Canadian dollar 15.00 CAD
Czech koruna 250.00 CZK
Danish krone 60.00 DKK
Euro 11.25 EUR
Hong Kong dollar 75.00 HKD
Hungarian forint 2,000.00 HUF
Israeli new shekel 40.00 ILS
Japanese yen 1,300.00 JPY
Malaysian ringgit 40.00 MYR
Mexican peso 110.00 MXN
Fee Table: Chargeback fees
Currency Fee
New Taiwan dollar 330.00 TWD
New Zealand dollar 15.00 NZD
Norwegian krone 65.00 NOK
Philippine peso 500.00 PHP
Polish zloty 30.00 PLN
Russian ruble 320.00 RUB
Singapore dollar 15.00 SGD
Swedish krona 80.00 SEK
Swiss franc 10.00 CHF
Thai baht 360.00 THB
UK pounds sterling 7.00 GBP
US dollar 10.00 USD

Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

Standard Dispute Fees

Fee Table: Standard Dispute Fees
Currency Fee
Australian dollar 12.00 AUD
Brazilian real 35.00 BRL
Canadian dollar 10.00 CAD
Czech koruna 185.00 CZK
Danish krone 55.00 DKK
Euro 7.00 EUR
Hong Kong dollar 65.00 HKD
Hungarian forint 2450.00 HUF
Indian Rupee 580.00 INR
Israeli new shekel 30.00 ILS
Japanese yen 870.00 JPY
Malaysian ringgit 35.00 MYR
Mexican peso 160.00 MXN
Fee Table: Standard Dispute Fees
Currency Fee
New Taiwan dollar 250.00 TWD
New Zealand dollar 13.00 NZD
Norwegian krone 75.00 NOK
Philippine peso 405.00 PHP
Polish zloty 30.00 PLN
Russian ruble 600.00 RUB
Singapore dollar 11.00 SGD
Swedish krona 75.00 SEK
Swiss franc 8.00 CHF
Thai baht 250.00 THB
UK pounds sterling 6.00 GBP
US dollar 8.00 USD

High Volume Dispute Fees

Fee Table: High Volume Dispute Fees
Currency Fee
Australian dollar 24.00 AUD
Brazilian real 70.00 BRL
Canadian dollar 20.00 CAD
Czech koruna 370.00 CZK
Danish krone 110.00 DKK
Euro 14.00 EUR
Hong Kong dollar 130.00 HKD
Hungarian forint 4900.00 HUF
Indian Rupee 1160.00 INR
Israeli new shekel 60.00 ILS
Japanese yen 1740.00 JPY
Malaysian ringgit 70.00 MYR
Mexican peso 320.00 MXN
Fee Table: High Volume Dispute Fees
Currency Fee
New Taiwan dollar 500.00 TWD
New Zealand dollar 26.00 NZD
Norwegian krone 150.00 NOK
Philippine peso 810.00 PHP
Polish zloty 60.00 PLN
Russian ruble 1200.00 RUB
Singapore dollar 22.00 SGD
Swedish krona 150.00 SEK
Swiss franc 16.00 CHF
Thai baht 500.00 THB
UK pounds sterling 12.00 GBP
US dollar 16.00 USD

Currency Conversions

When transactions require a currency conversion, PayPal engages a licensed bank to perform the currency conversion. For information about currency conversion, please see the user agreement.

The exchange rate is determined based on rates available in the wholesale currency market and PayPal applies the Currency Conversion Fee to the exchange rate. The fee depends on the type of currency conversion, as follows:

Conversion of payments when received in another currency

Includes PayPal Payouts:

Fee Table: Conversion of payments when received in another currency
Rate
3.50% above the base exchange rate (to form the transaction exchange rate)

Conversions in all other cases

Rates for all other currency conversions (e.g. when sending payments not in BRL):

Fee Table: Conversions in all other cases
Rate
4.50% above the base exchange rate (to form the transaction exchange rate)

Withdrawals Out of PayPal

If you have a Balance Business Account you can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account.

Withdrawing a balance from a Balance Business Account

Fee Table: Withdrawing a balance from a Balance Business Account
Withdrawal/Transfer to Withdrawal/Transfer Type Rate
Bank account Standard No Fee

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

Fee Table: Other Fees
Activity Description Rate
Bank Return on Withdrawals/Transfers out of PayPal This fee is charged when a withdrawal/transfer to a bank or payment account is attempted by a user and it fails because incorrect bank account information or delivery information is provided. No Fee
Commercial Transaction Refunds Full Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Partial Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.