Notice of Amendment(s) to the United States PayPal Agreement(s)
This Page
This page details and/or previews updates to PayPal users of changes to the United States PayPal User Agreement or other online agreements, policies, or statements that require notice. You can also review Past Policy Updates notices. Note that additional changes could be made to previewed agreements on or before the effective dates listed, provided the applicable notice requirements are met.
Upcoming Changes
We’re making changes to certain agreements (listed below) that govern your relationship with PayPal. These changes will take place automatically on the corresponding effective date(s) shown below.
Actions Needed
Please carefully review the notices below and familiarize yourself with the upcoming changes. By continuing to use our services after the changes take effect, you agree to be bound by those changes. Otherwise, no further action is needed from you to accept such changes. However, if you would prefer to decline them, then you will need to close your PayPal account prior to the applicable effective date, as described in the user agreement.
Notices
Issued: September 23, 2024
Amendments to the PayPal Privacy Statement
Effective November 27, 2024:
- We are updating our Privacy Statement to explain how, starting early Summer 2025, we will share information to help improve your shopping experience and make it more personalized for you. The key update to the Privacy Statement explains how we will share information with merchants to personalize your shopping experience and recommend our services to you. Personal information we disclose includes, for example, products, preferences, sizes, and styles we think you’ll like. Information gathered about you after the effective date of our updated Privacy Statement, November 27, 2024, will be shared with participating stores where you shop, unless you live in California, North Dakota, or Vermont. For PayPal customers in California, North Dakota, or Vermont, we’ll only share your information with those merchants if you tell us to do so. No matter where you live, you’ll always be able to exercise your right to opt out of this data sharing by updating your preference settings in your account under “Data and Privacy.”
- We are also making other updates to our Privacy Statement including some additional disclosures related to your right, depending on the jurisdiction in which you reside, to ask us for a list of the third parties to which we have disclosed personal information, and to provide other clarifying information.
Review the updated PayPal Privacy Statement
Review the new California, North Dakota, and Vermont Supplemental Financial Privacy Notice
Amendments to PayPal's Seller Protection Program
Effective November 18, 2024:
- We are revising the ‘Basic Requirements’ for PayPal’s Seller Protection program to include integration requirements for sellers who have integrated a PayPal Checkout product with their website.
- We are revising PayPal’s Seller Protection Program to extend eligibility to Guest Checkout transactions received by accounts registered in certain countries.
Review the updated Seller Protection Program
Amendments to the PayPal Online Payment Services Agreement
Effective November 18, 2024:
- We are changing this agreement to introduce a new service which will enable merchants to accept Automated Clearing House (“ACH”) payments, allowing their customers to use their bank accounts as a payment method.
- Consequently, we are also renaming the PayPal Online Card Payment Services Agreement, and all references thereto, to the PayPal Online Payment Services Agreement.
- We are also changing our Merchant fee page to introduce new fees relating to this service.
Review the updated PayPal Online Payment Services Agreement
Review the updated Merchant Fees page
Review the new ACH Services Addendum
Discontinuation of the PayPal Fundraisers Program
Effective: October 7, 2024:
On October 7, 2024, PayPal will disable the ability to create Fundraisers.
- All current Fundraisers will remain open until they expire.
- You will need to move any funds from your existing Fundraisers into your PayPal balance no later than January 12, 2025. If you do not do so, we will move any remaining funds into your PayPal balance on January 13, 2025.
- If you have created a Fundraiser for Charity, please keep a copy of the list of contributors to your Fundraiser for Charity for your records, as this information will no longer be available after January 12, 2025. You will be able to continue to track contributor information for other Fundraisers in your account activity.
The PayPal Fundraisers Terms and Conditions will be removed from our Legal Agreements for PayPal Services page on January 13, 2025. If you wish to retain a copy of the relevant terms, please visit our website and download a copy prior to that date. A pdf copy of the PayPal Fundraisers Terms and Conditions and corresponding fees are also available using the links below.
PayPal Fundraisers Terms and Conditions
Merchant Fees page
Consumer Fees page
Issued: October 28, 2024
Amendments to the PayPal User Agreement
Effective October 28, 2024:
- We are adding a new feature for selecting a preferred payment method in one-time online checkout.
Amendments to the Synchrony Bank Deposit Account Agreement
Effective November 18, 2024:
- We are adding clarifying language with respect to information reporting and backup withholding and with respect to FDIC insurance.
Review the Synchrony Bank Deposit Account Agreement