PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

Last Updated: 24, March 2025

You can find details about changes to our rates and fees and when they will apply on our

Policy Updates Page. Changes expected to be published on immediate notice, can also be reviewed on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic

A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International

A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.

International euro (EUR) or Swedish krona (SEK) transactions where both the sender and the receiver are registered with or identified by PayPal as resident in the European Economic Area (EEA) are treated as domestic transactions for the purpose of applying fees.

Market Code Table

We may refer to two-letter codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

Ireland (IE)

Commercial Transaction Rates

When you buy or sell goods or services, receive payments through QR Codes, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

Standard rate for receiving domestic transactions

Fee Table: Standard rate for receiving domestic transactions

Transaction Type

Rate

Alternative Payment Method (APM)

APM Transaction Rates Apply

Card funded payment from a user of our Terms for Payments without a PayPal account

1.20% + fixed fee

QR Code Transactions – 10.01 EUR and above

0.90% + fixed fee

QR code Transactions – 10.00 EUR and below

1.40% + fixed fee

All Other Commercial Transactions

3.40% + fixed fee

Receiving international transactions

The fee for receiving domestic commercial and QR Code transactions applies plus the additional percentage-based fee for international commercial transactions.

Additional percentage-based fee for international commercial transactions

Fee Table: Additional percentage-based fee for international commercial transactions

Where sender’s market/region is

Fee

EEA

No fee

UK

1.29%

All other markets

1.99%

Additional service charges for recipients of UK based international commercial transactions

This fee only applies to merchants who have separate agreements with PayPal.

An additional service fee, following a change in applicable laws, regulations or card scheme rules relating to the sending or receipt of commercial transactions, may be applied on the amount of a commercial transaction received by merchants with a PayPal account registered in the EEA market/region from a sender whose account is registered with or identified by PayPal as being in the UK market/region.

Feetable: Additional service charges for recipients of UK based international commercial transactions

Payment type

Fee

Commercial transactions where the recipient’s market/region is registered or identified by PayPal as the EEA

1.29%

Fixed fee for commercial transactions (based on currency received)

Fee Table: Fixed fee for commercial transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for commercial transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.30 GBP

US dollar

0.30 USD

Fixed fee for QR Code transactions 10.01 EUR and above (based on currency received)

Fee Table: Fixed fee for QR Code transactions 10.01 EUR and above (based on currency received)

Currency

Fee

Australian dollar

0.10 AUD

Brazilian real

0.20 BRL

Canadian dollar

0.10 CAD

Czech koruna

3.00 CZK

Danish krone

0.70 DKK

Euro

0.10 EUR

Hong Kong dollar

0.80 HKD

Hungarian forint

30.00 HUF

Israeli new shekel

0.40 ILS

Japanese yen

12.00 JPY

Malaysian ringgit

0.70 MYR

Mexican peso

2.00 MXN

Fee Table: Fixed fee for QR Code transactions 10.01 EUR and above (based on currency received)

Currency

Fee

New Taiwan dollar

3.00 TWD

New Zealand dollar

0.15 NZD

Norwegian krone

1.00 NOK

Philippine peso

5.00 PHP

Polish zloty

0.50 PLN

Russian ruble

3.00 RUB

Singapore dollar

0.20 SGD

Swedish krona

1.00 SEK

Swiss franc

0.10 CHF

Thai baht

4.00 THB

UK pounds sterling

0.10 GBP

US dollar

0.10 USD

Fixed fee for QR code transactions 10.00 EUR and below (based on currency received)

Fee Table: Fixed fee for QR code transactions 10.00 EUR and below (based on currency received)

Currency

Fee

Australian dollar

0.05 AUD

Brazilian real

0.10 BRL

Canadian dollar

0.05 CAD

Czech koruna

1.50 CZK

Danish krone

0.35 DKK

Euro

0.05 EUR

Hong Kong dollar

0.39 HKD

Hungarian forint

15.00 HUF

Israeli new shekel

0.20 ILS

Japanese yen

6.00 JPY

Malaysian ringgit

0.20 MYR

Mexican peso

0.55 MXN

Fee Table: Fixed fee for QR code transactions 10.00 EUR and below (based on currency received)

Currency

Fee

New Taiwan dollar

1.50 TWD

New Zealand dollar

0.08 NZD

Norwegian krone

0.47 NOK

Philippine peso

2.50 PHP

Polish zloty

0.23 PLN

Russian ruble

1.50 RUB

Singapore dollar

0.08 SGD

Swedish krona

0.50 SEK

Swiss franc

0.05 CHF

Thai baht

1.80 THB

UK pounds sterling

0.05 GBP

US dollar

0.05 USD

Charity Transaction Rates

Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received in your PayPal account. Any reference to “fixed fee” means the fixed fee for charity transactions.

Receiving domestic charity transactions

Fee Table: Receiving domestic charity transactions

Transaction

Rate

Ireland (IE)

1.90% + fixed fee

Receiving international charity transactions

The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international commercial transactions.

Fixed fee for charity transactions (based on currency received)

Fee Table: Fixed fee for charity transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for charity transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.20 GBP

US dollar

0.30 USD

Alternative Payment Method Rates

We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases.

For a complete listing of the APMs we support, please see Annex 1 of your market’s APM agreement. You must accept the terms of your market’s APM agreement before receiving APM payments.

Receiving domestic transactions

Fee Table: Receiving domestic transactions

Payment Type

Rate

Alternative Payment Method (APM)

1.20% + fixed fee

Receiving international transactions

The additional percentage-based fee for receiving international transactions does not apply when you receive APM payments.

Fixed fee for APM transactions (based on currency received)

Fee Table: Fixed fee for APM transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for APM transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.30 GBP

US dollar

0.30 USD

PayPal Online Card Payment Services

Use of applicable Services is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the PayPal Online Card Payment Services Agreement. These rates will apply to all commercial transaction payments received using PayPal Online Card Payment Services.

Capitalized terms in this section are defined in the PayPal Online Card Services Agreement.

Receiving domestic transactions using PayPal Online Card Payment Services

Fee Table: Receiving domestic transactions using PayPal Online Card Payment Services

Payment Type

Rate

Advanced Credit and Debit Card Payments - Blended Pricing Fee Structure:

  • Visa, MasterCard, China Union Pay (CUP), Diners and Discover card types

1.20% + fixed fee

Advanced Credit and Debit Card Payments - Interchange Plus Fee Structure:

  • Visa, MasterCard, China Union Pay (CUP), Diners and Discover card types

Interchange Fee + 1.20% + fixed fee

Other Payments

Commercial Transaction rates apply

Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

Receiving international transactions using PayPal Online Card Payment Services

The fee for receiving domestic transactions using PayPal Online Card Payment Services applies plus the additional percentage-based fee for international transactions. The additional fee does not apply to interchange-based fees under the Interchange Plus Fee Structure, American Express card type transactions, and APM (as applicable).

Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

Fixed fee for PayPal Online Card Payment Services transactions (based on currency received)

Fee Table: Fixed fee for PayPal Online Card Payment Services transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for PayPal Online Card Payment Services transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.30 GBP

US dollar

0.30 USD

PayPal Payouts

PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent.

Sending PayPal Payouts

Fee Table: Sending PayPal Payouts

Transaction

Rate

Domestic PayPal Payouts

2.00% of total transaction amount (not to exceed the domestic maximum fee cap below)

International PayPal Payouts in Euro or Swedish Krona between PayPal accounts registered in the European Economic Area

2.00% of total transaction amount (not to exceed the domestic maximum fee cap below)

Other International PayPal Payouts

2.00% of total transaction amount (not to exceed the international maximum fee cap below)

Maximum fee cap for PayPal Payouts

Based on payment currency:

Fee Table: Maximum fee cap for PayPal Payouts

Currency

Domestic Maximum Fee Cap

International Maximum Fee Cap

Australian dollar

16.00 AUD

100.00 AUD

Brazilian real

24.00 BRL

150.00 BRL

Canadian dollar

14.00 CAD

90.00 CAD

Czech koruna

280.00 CZK

1700.00 CZK

Danish krone

84.00 DKK

500.00 DKK

Euro

12.00 EUR

70.00 EUR

Hong Kong dollar

110.00 HKD

660.00 HKD

Hungarian forint

3080.00 HUF

18,500.00 HUF

Israeli new shekel

50.00 ILS

320.00 ILS

Japanese yen

1200.00 JPY

8000.00 JPY

Malaysian ringgit

50.00 MYR

300.00 MYR

Mexican peso

170.00 MXN

1080.00 MXN

New Taiwan dollar

440.00 TWD

2700.00 TWD

New Zealand dollar

20.00 NZD

120.00 NZD

Norwegian krone

90.00 NOK

540.00 NOK

Philippine peso

640.00 PHP

3800.00 PHP

Polish zloty

46.00 PLN

280.00 PLN

Russian ruble

480.00 RUB

2800.00 RUB

Singapore dollar

20.00 SGD

120.00 SGD

Swedish krona

100.00 SEK

640.00 SEK

Swiss franc

16.00 CHF

100.00 CHF

Thai baht

460.00 THB

2800.00 THB

UK pounds sterling

10.00 GBP

60.00 GBP

US dollar

14.00 USD

90.00 USD

Micropayments

Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 5.00 EUR. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rate.

Receiving micropayments

Fee Table: Receiving micropayments

Transaction

Rate

Domestic micropayments

5.00% + micropayments fixed fee

International Mass Payments in Euro or Swedish Krona between PayPal accounts registered in the European Economic Area

5.00% + micropayments fixed fee

Other International micropayments

6.00% + micropayments fixed fee

Micropayments fixed fee

Based on payment currency:

Fee Table: Micropayments fixed fee

Currency

Fee

Australian dollar

0.05 AUD

Brazilian real

0.10 BRL

Canadian dollar

0.05 CAD

Czech koruna

1.67 CZK

Danish krone

0.43 DKK

Euro

0.05 EUR

Hong Kong dollar

0.39 HKD

Hungarian forint

15.00 HUF

Israeli new shekel

0.20 ILS

Japanese yen

7.00 JPY

Malaysian ringgit

0.20 MYR

Mexican peso

0.55 MXN

Fee Table: Micropayments fixed fee

Currency

Fee

New Taiwan dollar

2.00 TWD

New Zealand dollar

0.08 NZD

Norwegian krone

0.47 NOK

Philippine peso

2.50 PHP

Polish zloty

0.23 PLN

Russian ruble

2.00 RUB

Singapore dollar

0.08 SGD

Swedish krona

0.54 SEK

Swiss franc

0.09 CHF

Thai baht

1.80 THB

UK pounds sterling

0.05 GBP

US dollar

0.05 USD

Chargeback Fees

To cover the cost of processing chargebacks, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

This fee does not apply if the transaction is covered by the PayPal Seller Protection Policy.

The chargeback fee is based on the currency received as follows:

Chargeback fees

Fee Table: Chargeback fees

Currency

Fee

Australian dollar

22.00 AUD

Brazilian real

35.00 BRL

Canadian dollar

20.00 CAD

Czech koruna

400.00 CZK

Danish krone

120.00 DKK

Euro

16.00 EUR

Hong Kong dollar

155.00 HKD

Hungarian forint

4,325.00 HUF

Israeli new shekel

75.00 ILS

Japanese yen

1,875.00 JPY

Malaysian ringgit

65.00 MYR

Mexican peso

250.00 MXN

Fee Table: Chargeback fees

Currency

Fee

New Taiwan dollar

625.00 TWD

New Zealand dollar

28.00 NZD

Norwegian krone

125.00 NOK

Philippine peso

900.00 PHP

Polish zloty

65.00 PLN

Russian ruble

640.00 RUB

Singapore dollar

28.00 SGD

Swedish krona

150.00 SEK

Swiss franc

22.00 CHF

Thai baht

650.00 THB

UK pounds sterling

14.00 GBP

US dollar

20.00 USD

Currency Conversions

For information about how we convert currency, please see the User Agreement.

Please access the Currency Converter tool below to indicate the applicable rate that may apply to your transaction. Any rates shown are subject to change based on time and date of the completed transaction.

Currency Converter Tool

Converting balance and payments received into another currency and transactions for which a receiver has agreed to bear the currency conversion

Fee Table: Converting balance and payments received into another currency and transactions for which a receiver has agreed to bear the currency conversion

Rate

3.00% above the base exchange rate

ECheque Fees

Sometimes the sender of a payment you receive may use an ECheque as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about ECheques. When you receive an eCheque funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

Receiving eCheque fees

Fee Table: Receiving eCheque fees

Payment Type

Rate

Per each payment transaction

Commercial Transaction Rates

Maximum fee cap for eCheques

Fee Table: Maximum fee cap for eCheques

Currency

All other applicable countries/territories

Australian dollar

7.50 AUD

Brazilian real

10.00 BRL

Canadian dollar

7.50 CAD

Czech koruna

120.00 CZK

Danish krone

30.00 DKK

Euro

5.00 EUR

Hong Kong dollar

38.00 HKD

Hungarian forint

1000.00 HUF

Israeli new shekel

20.00 ILS

Japanese yen

650.00 JPY

Malaysian ringgit

20.00 MYR

Mexican peso

55.00 MXN

New Taiwan dollar

165.00 TWD

New Zealand dollar

7.50 NZD

Norwegian krone

33.00 NOK

Philippine peso

250.00 PHP

Polish zloty

16.00 PLN

Russian ruble

200.00 RUB

Singapore dollar

8.00 SGD

Swedish krona

40.00 SEK

Swiss franc

6.50 CHF

Thai baht

180.00 THB

UK pounds sterling

3.50 GBP

US dollar

5.00 USD

Withdrawals Out of PayPal

You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

Withdrawing a balance from a business PayPal account

Fee Table: Withdrawing a balance from a business PayPal account

Withdrawal/Transfer to

Rate

Bank account

No Fee (when no currency conversion is involved)

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

Fee Table: Other Fees

Activity

Description

Rate

Bank Return on Withdrawal/Transfer out of PayPal

This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.

3.00 EUR

Commercial Transaction Refunds

Full Refunds

  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.

Partial Refunds

  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.

Credit Card and Debit Card Confirmation(s)

Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process.

See Credit Card and Debit Card Link and Confirmation Table below.

Records Request

This fee will apply for requests of information relating to why we had reasonable justification to refuse your payment order. We will not charge you for records requested in connection with your good-faith assertion of an error in your PayPal account.

12.00 EUR (per item)

PayPal Business Debit Mastercard – Cash withdrawal fee

Use of the Business Debit Card is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the PayPal Business Debit Mastercard Cardholder Agreement.

The fee applies to cash withdrawals at an ATM (inside and outside IE). The ATM provider may charge additional fees.

2.00 EUR (per transaction)

Credit Card and Debit Card Link and Confirmation Table

Fee Table: Credit Card and Debit Card Link and Confirmation Table

Currency

Fee

Australian dollar

2.00 AUD

Brazilian real

4.00 BRL

Canadian dollar

2.45 CAD

Czech koruna

50.00 CZK

Danish krone

12.50 DKK

Euro

1.50 EUR

Hong Kong dollar

15.00 HKD

Hungarian forint

400.00 HUF

Israeli new shekel

8.00 ILS

Japanese yen

200.00 JPY

Malaysian ringgit

Not Applicable

Mexican peso

20.00 MXN

Fee Table: Credit Card and Debit Card Link and Confirmation Table

Currency

Fee

New Taiwan dollar

70.00 TWD

New Zealand dollar

3.00 NZD

Norwegian krone

15.00 NOK

Philippine peso

100.00 PHP

Polish zloty

6.50 PLN

Russian ruble

60.00 RUB

Singapore dollar

3.00 SGD

Swedish krona

15.00 SEK

Swiss franc

3.00 CHF

Thai baht

70.00 THB

UK pounds sterling

1.00 GBP

US dollar

1.95 USD