Pay, send, and save smarter

Headphones on a rug.
pay
smarter

Shop in stores and online

Tap to pay in stores with the PayPal Debit Card and earn rewards online with PayPal checkout.

Get cash back on the brands you love

  • Adidas

  • Sony

  • Instacart

  • 1-800 flowers.com

  • Origins

  • Nobull

  • Ticketmaster

5%cash back1

Get hundreds of

cash back offers.

Browse Offers
Check offers for details. Terms and exclusions apply.

+5%cash back

Add another 5% on purchases in your monthly category when you check out with your PayPal Debit Card.2

Get the Debit Card
5% cash back earned on up to $1000 of selected category spend per month. Cash back awarded as points that can be redeemed for cash or other options. Terms apply.

  • Apparel

  • Restaurants

  • Rideshare and Public Transit

  • Groceries

  • Fuel

Pay now or pay over time.

It’s your choice.

Pay in 4

interest-free

payments

Paid every two weeks. No late fees. Won't affect your credit score to apply.3

Learn About Pay in 4

Pay in 3, 6, 12,

or 24 monthly payments

With $0 down.

No sign-up fees or late fees.4

Learn About Pay Monthly

Pay with the PayPal Cashback Mastercard®

Earn 3% cash back when you check out with PayPal and 1.5% on all other Mastercard purchases.5

Apply for the Credit Card

Travel with the new PayPal Credit Card

Enjoy special financing on all qualifying travel purchases posted to your account by January 31, 2026.6 Plus, pay over time on all purchases of $149+ when you check out with PayPal.6

Learn More

Safety and privacy are built in

Your payments are encrypted and we don’t share your full financial info

See How You're Safe
send
smarter

Securely send money to just about anyone, anywhere⁷

save
smarter

Make your money

work harder.

It’s easy. Really easy.

Get 3.80% APY10 with your PayPal Savings account

It's free to set up, FDIC insured with and held at Synchrony Bank–and you can roll in all the cash back you earn with PayPal so you earn even more.

Start Saving
PayPal is a financial technology company, not a bank, and is not FDIC-insured. FDIC insurance protects against the failure of Synchrony Bank, Member FDIC, not the failure of PayPal. Any cryptocurrencies you hold in your PayPal account are not deposits, are not eligible for pass-through FDIC insurance and may lose value.

Get the PayPal app